:root{--ink:#101820;--navy:#162331;--red:#c9232c;--red2:#a91720;--paper:#fff;--mist:#f4f6f8;--line:#dfe4e8;--muted:#5d6872;--gold:#e4b54b;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65}
a{color:#9f1720;text-decoration-thickness:1px;text-underline-offset:3px}img,svg{max-width:100%}.skip{position:absolute;left:-9999px}.skip:focus{left:1rem;top:1rem;background:#fff;padding:.6rem;z-index:100}
.topbar{background:#0d141c;color:#fff;font-size:.84rem}.topbar .wrap{display:flex;justify-content:space-between;gap:1rem;padding:.45rem 1rem}.wrap{max-width:var(--max);margin:auto;padding-left:1.15rem;padding-right:1.15rem}
header{position:sticky;top:0;z-index:30;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 2px 12px #0000000a}.nav{height:72px;display:flex;align-items:center;justify-content:space-between;gap:1rem}
.logo{display:flex;align-items:center;gap:.7rem;text-decoration:none;color:var(--ink);font-weight:900;letter-spacing:-.04em;font-size:1.35rem}.mark{width:38px;height:38px;background:var(--red);border-radius:7px;position:relative;box-shadow:inset 0 -5px 0 #0002}.mark:before{content:"";position:absolute;width:26px;height:8px;background:white;border-radius:8px 11px 4px 4px;left:6px;top:15px;transform:skewX(-18deg)}.mark:after{content:"••";letter-spacing:11px;position:absolute;color:#0d141c;font-size:16px;left:7px;top:17px}
nav{display:flex;gap:1.15rem;align-items:center}nav a{color:#26323d;text-decoration:none;font-weight:700;font-size:.93rem}.nav-cta,.btn{display:inline-flex;align-items:center;justify-content:center;gap:.45rem;background:var(--red);color:#fff!important;text-decoration:none;border:0;border-radius:6px;padding:.76rem 1rem;font-weight:800;box-shadow:0 2px 0 var(--red2);cursor:pointer}.btn:hover,.nav-cta:hover{background:var(--red2)}.btn.secondary{background:#fff;color:var(--ink)!important;border:1px solid var(--line);box-shadow:none}
.menu{display:none;background:none;border:1px solid var(--line);padding:.5rem .65rem;border-radius:5px;font-size:1.15rem}
.hero{background:linear-gradient(118deg,#101820 0%,#182838 66%,#263b50 100%);color:#fff;overflow:hidden}.hero .wrap{min-height:460px;display:grid;grid-template-columns:1.2fr .8fr;align-items:center;gap:2rem;padding-top:3rem;padding-bottom:3rem}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.77rem;font-weight:900;color:#e8bd58}.hero h1{font-size:clamp(2.35rem,5vw,4.7rem);line-height:.98;letter-spacing:-.055em;margin:.5rem 0 1.15rem}.hero p{font-size:1.12rem;color:#dce4ea;max-width:720px}.hero-car{height:260px;position:relative}.hero-car:before{content:"";position:absolute;left:3%;right:3%;top:33%;height:88px;background:linear-gradient(135deg,#d12b34,#8f1018);border-radius:80px 140px 30px 25px;transform:skewX(-7deg);box-shadow:0 24px 40px #0007}.hero-car:after{content:"";position:absolute;width:72px;height:72px;border:14px solid #101820;background:#c5cbd0;border-radius:50%;left:15%;top:56%;box-shadow:220px 0 0 -14px #c5cbd0,220px 0 0 0 #101820}.wind{position:absolute;background:#a9d1e5aa;left:32%;top:28%;width:140px;height:62px;clip-path:polygon(18% 0,85% 0,100% 100%,0 100%);z-index:2}
.section{padding:4.2rem 0}.section.alt{background:var(--mist)}h2{font-size:clamp(1.75rem,3vw,2.65rem);line-height:1.12;letter-spacing:-.035em;margin:0 0 .7rem}h3{line-height:1.25}.lead{color:var(--muted);max-width:780px;margin-top:0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.1rem}.grid.four{grid-template-columns:repeat(4,1fr)}.card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:1.3rem;box-shadow:0 8px 24px #1020300b}.card h3{margin:.2rem 0 .45rem}.card p{color:var(--muted);margin:.2rem 0 .9rem}.scale{font-size:2rem;font-weight:950;color:var(--red);letter-spacing:-.05em}.pill{display:inline-block;background:#fff0f0;color:#9e1720;padding:.2rem .5rem;border-radius:999px;font-size:.75rem;font-weight:800}
.article{max-width:860px;margin:auto;padding:3.2rem 1.15rem 5rem}.article h1{font-size:clamp(2.2rem,5vw,3.8rem);line-height:1.02;letter-spacing:-.05em;margin:.45rem 0 1rem}.article h2{margin-top:2.6rem}.article h3{margin-top:1.8rem}.article p,.article li{font-size:1.04rem}.article .intro{font-size:1.18rem;color:#44515d}.crumbs{font-size:.84rem;color:var(--muted);margin-bottom:1.2rem}.crumbs a{color:var(--muted)}.note,.deal{border-left:4px solid var(--red);background:#fff5f5;padding:1rem 1.1rem;margin:1.6rem 0}.deal{border:1px solid #efc9cc;border-left:4px solid var(--red);border-radius:8px}.deal h3{margin:.1rem 0 .3rem}.disclosure{font-size:.86rem;color:var(--muted);background:#f7f8f9;padding:.7rem 1rem;border-radius:5px}.toc{border:1px solid var(--line);background:#fafbfc;border-radius:8px;padding:1rem 1.2rem}.toc a{display:inline-block;margin:.15rem .7rem .15rem 0}
table{width:100%;border-collapse:collapse;margin:1.3rem 0;font-size:.94rem}th,td{text-align:left;border-bottom:1px solid var(--line);padding:.75rem .65rem;vertical-align:top}th{background:#f5f7f8}
.cta-band{background:var(--navy);color:#fff;padding:2rem;border-radius:10px;margin:2rem 0}.cta-band p{color:#d7e0e8}.related{margin-top:3rem;padding-top:2rem;border-top:1px solid var(--line)}
footer{background:#0d141c;color:#cbd3da;padding:3rem 0 1.2rem}footer a{color:#fff}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:2rem}.fine{font-size:.82rem;color:#9aa6b1;border-top:1px solid #ffffff18;margin-top:2rem;padding-top:1rem}
.popup-back{display:none;position:fixed;inset:0;background:#0008;z-index:80;align-items:flex-end;justify-content:center;padding:1rem}.popup{background:#fff;max-width:560px;width:100%;border-radius:12px;padding:1.4rem;box-shadow:0 20px 80px #0008;position:relative}.popup h2{font-size:1.6rem}.close{position:absolute;right:.8rem;top:.6rem;border:0;background:none;font-size:1.5rem;cursor:pointer}.popup-actions{display:flex;gap:.7rem;flex-wrap:wrap}.trust{display:flex;gap:1rem;flex-wrap:wrap;color:#d8e0e7;font-size:.86rem;margin-top:1.2rem}.trust span{border-left:2px solid var(--red);padding-left:.55rem}
@media(max-width:850px){.hero .wrap{grid-template-columns:1fr;min-height:auto}.hero-car{display:none}.grid,.grid.four{grid-template-columns:1fr 1fr}.menu{display:block}nav{display:none;position:absolute;top:72px;left:0;right:0;background:#fff;padding:1rem;flex-direction:column;align-items:stretch;border-bottom:1px solid var(--line)}nav.open{display:flex}.topbar .wrap span:last-child{display:none}.footer-grid{grid-template-columns:1fr}}
@media(max-width:560px){.grid,.grid.four{grid-template-columns:1fr}.section{padding:3rem 0}.nav{height:64px}.logo{font-size:1.15rem}.article{padding-top:2.2rem}.popup-back{padding:0}.popup{border-radius:14px 14px 0 0}.hero .wrap{padding-top:2.4rem;padding-bottom:2.6rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}